Why Do They Take Blood For Life Insurance?

  1. 63333 POINTS
    Peggy Mace
    Most of the U.S.
    They take blood for life insurance so that they can detect evidence of tobacco use, drug use, or signs of illness or predisposition to illness. These are all factors that would cause the insurance company to rate you higher due to the increased risk. Partly, they do not trust all applicants to be honest about their vices or health, so use this concrete assessment. Partly, applicants are often unaware of their own health condition.
    Answered on September 19, 2013
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