No, technically it's not. Part C is also referred to as Medicare Advantage. So, when people are deciding on coverage they will either go the Medigap Plan route or the Medicare Advantage route.
Medigap Plans cover what Medicare Part A & B do not and there are a lot of plans to pick from. For example, with Medigap Plan F, you would have no coinsurance, no deductibles and no copays. So, you budget the monthly premium that works for you and then you don't have to worry about large out of pocket medical bills that come when you don't expect it. Medigap Plans also don't have a network so you can see any doctor or hospital you want. If they take Medicare, they will take the Medigap Plan regardless of who the carrier is.
I would be happy to answer any other questions you have.
This can be a bit confusing: when you use the word “Part” you are referring to Medicare. When you use the word “Plan”, you are referring to Medigap plans which are sometimes referred to as Medicare "supplements."
As indicated in an earlier post, Medicare Part “C” is Medicare Advantage.
Medigap Plans are identified individually as plans “A through G, and K through N”
There are Medigap Plans “A, B, C, & D,” which tends to confuse people because Medicare Has Parts “A, B, C, & D.”
For more information on “Medicare Parts” “A, B, C, & D,” refer to page 15 in your Medicare and You 2016 handbook.
For more information on all “Medigap Plans,” refer to page 101 in your Medicare and You 2016 handbook.
You can download a copy of the Medicare and You 2016 handbook; go to:
https://www.medicare.gov/medicare-and-you/different-formats/m-and-y-different-formats.html
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Medigap Plans cover what Medicare Part A & B do not and there are a lot of plans to pick from. For example, with Medigap Plan F, you would have no coinsurance, no deductibles and no copays. So, you budget the monthly premium that works for you and then you don't have to worry about large out of pocket medical bills that come when you don't expect it. Medigap Plans also don't have a network so you can see any doctor or hospital you want. If they take Medicare, they will take the Medigap Plan regardless of who the carrier is.
I would be happy to answer any other questions you have.
As indicated in an earlier post, Medicare Part “C” is Medicare Advantage.
Medigap Plans are identified individually as plans “A through G, and K through N”
There are Medigap Plans “A, B, C, & D,” which tends to confuse people because Medicare Has Parts “A, B, C, & D.”
For more information on “Medicare Parts” “A, B, C, & D,” refer to page 15 in your Medicare and You 2016 handbook.
For more information on all “Medigap Plans,” refer to page 101 in your Medicare and You 2016 handbook.
You can download a copy of the Medicare and You 2016 handbook; go to:
https://www.medicare.gov/medicare-and-you/different-formats/m-and-y-different-formats.html