Why Do I Have To Have Medicare?

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   Bruce McLean

   Owner, Better Benefits,

   You will receive Medicare Part A benefits automatically when you qualify. You will take this benefit when you qualify because it doesn't cost anything. Medicare Part B is voluntary. You can tell Medicare that you would delay your Medicare Part B benefits. You can do this when you have creditable coverage through your employer or retirement plan. You will incur a penalty if you delay your benefits without creditable coverage then active them later.

   Answered on August 4, 2013

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