Is Woodpecker Damage Covered By Homeowners Insurance?
- 37376 POINTSContact Meview profileDavid G. Pipes, CLU®, RICP®PROBusiness Development Officer, T.D. McNeil Insurance Services, Fresno, CaliforniaA homeowner’s policy pays for damages caused by “specified perils.” The list of perils is lengthy; however, damage caused by birds and insects isn’t covered under the standard forms. I am assuming that woodpeckers pose a threat to your house. You might check with your agent on how you can deal with this problem.Answered on June 9, 2014+41+1 this answer
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