1. 42 POINTS
    Joann Quinn
    Independent Agent & Medicare Supplement Specialist, reMEDIGAP, USA
    Plan J was one of four plans dropped in June 2010.  The changes were made due to federal legislation passed in 2005.  Although four plans were dropped, two new plans were added resulting in a total of 10 standardized plans -- the original number mandated by Congress in 1990 to simplify and standardize all policies that supplement Medicare.  

    Medigap Plans E, H, I, and J are no longer sold; however, if you already have one in place, you can keep it.

    As for current standardized plans, Plan F took the spot for Plan J.  Like Plan J, Plan F covers all Medicare approved charges. You don't have to pay any co-payments, deductibles, or co-insurance. 

    If you have Plan J and your premium is getting uncomfortably high, it might be a good idea to compare premiums to Plan F or any of the other standardized plans available.  

    I hope this answer was helpful.  If I can be of further assistance, please feel free to contact me 1-888-411-1329.
    Answered on August 1, 2014
  2. 2775 POINTS
    Joe 'Gravy' Graves
    Owner, I Hate Buying Insurance, Nashville TN
    Since Joann wrote, Plan F is now on the cutting room floor. I won't get into the recent legislation that has put Plan F in the hospice. HERE IS WHAT YOU NEED TO KNOW... Plan F is NOT the best value for your premium dollars. YES... I said an "absolute statement" about a Medicare plan. Since it's not a Part C plan, I can do just that... If your agent isn't showing you a Plan G, RUN... Work with an independent agent that represents multiple carriers and is open to showing you the difference between ALL he MediGap plans. If you have a question, reach out. - gravy.
    Answered on May 22, 2016
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