1. 1370 POINTS
    Jack Heller
    Owner, Insurance Browser,
    Carriers often have a minimum limit of coverage for which they will issue a policy. For renters this might be as low as 20,000 or 25,000 dollars of contents coverage and a minimum of say 100,000 in liability coverage. Talk it over with your agent and let him or her know your situation. Keep in mind that carriers often provide a discount to consumers who bundle their auto and home insurance with the same company. In fact it is not uncommon in some of the states we write business in, that the consumer gets enough discount for having the auto policy as well that the savings pays for the bulk of the renters policy. So, shop for the best you can afford and start with your auto insurer or agent who handles your auto coverage.
    Answered on December 18, 2013
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