Does Renters Insurance Cover Damage To Carpet?

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   David Osgood

   Agent, Rural Mutual Insurance Co., Union Grove, WI

   That depends. Was the damage to the carpet caused by a covered loss, such as a fire. If it was, then the carpet would be covered under the loss. To know coverages are afforded through your policy and what exclusions it may contain, be certain to read it completely or contact your local agent to have them go over it with you.

   Answered on May 29, 2013

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