1. 16470 POINTS
    David Osgood
    Agent, Rural Mutual Insurance Co., Union Grove, WI
    Renters insurance provides coverage for the insured and the insured's immediate family that reside in the same premise. If you have other pesons living in the same residence they will have to purchase their own renters insurance policy to have proper coverage in the event of a covered event occuring.
    Answered on September 21, 2013
  2. 1365 POINTS
    Robert Attala LUTCF, PFP
    Agency Owner, A1 Insurance LLC, Arizona, California Agency
    Great Question: Renters insurance covers the named insured and his wife and kids. But for example if you live with a roommate you need to have separate policy for each of you guys. The insurance company wants each roommate to have his own personal renters policy to cover his personal property.
    Answered on September 25, 2014
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