Does State Farm Renters Insurance Cover Cell Phones?

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   Alex Pfeifer

   Owner, Pfeifer Insurance Brokers, Burlingame, CA

   It does cover cell phones. However, you're renters insurance probably has a deductible and that deductible will probably be more that the value of your cell phone. If all you lost was your cell phone, then it's probably not worth claiming. If your cell phone was stolen or damaged along with a lot of other property, then it might be worth claiming. You should talk to your State Farm Agent to better understand your policy.

   Answered on April 15, 2014

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