1. 7647 POINTS
    Mark Bartlett CLCSPRO
    Branch Owner, TWFG Insurance Services, Fremont California and the Greater Bay Area Representing Dozens of Insurance Carriers
    Assuming all things are equal yes renters insurance would have a lower premium since a tenant who will be purchasing renters insurance is not insuring the dwelling. (home, condo or apartment). Renters only need to cover their own personal property, liability, guest medical and loss of use while a landlord would consider all of the above and their dwelling.
    Answered on January 9, 2014
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