1. 14231 POINTS
    Tom Sheehan
    Agency Owner, The Thomas G Sheehan Agency, 27 Glen Road Sandy Hook, CT 06482
    Many companies offer renters insurance here in Connecticut.  When you are shopping, be sure to review the financial standing of the companies you are considering to be sure that they are solid.  When working with your insurance professional, consider the value of all of your personal belongings and don't forget any higher value items that might be better insured specifically under a valuable items rider or separate contract.  I recommend choosing the broadest and most comprehensive coverage you can afford, include replacement guarantee provisions, and at least $300,000 personal liability.  Finally, ask if you can receive discounts by bundling your renters insurance with your car insurance.
    Answered on September 3, 2013
  2. 21750 POINTS
    Jim Winkler
    CEO/Owner, Winkler Financial Group, Houston, Texas
    That is a great question! You will not have any shortage of companies who would like you to purchase a policy from them. What I'd tell you to do is find an independent agent (one not tied to any specific brand name) and have them do some comparison shopping for you. A bit of advice? Have them give you quotes with replacement cost also. If you would like to know why, contact me, and I'll tell you. Thanks for asking!
    Answered on May 13, 2014
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