Who Has The Best Retirement Plan?

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    David RacichPRO
    Fountain Hills, Arizona
    The best retirement plan is based on your specific financial goals. Your first determination is whether to use a qualified or non-qualified retirement plan. The second is to establish your risk tolerance for product suitability. The last is your timeline, the period until you retirement and the length of retire based on life expectancy. Many advisers like the combination of 401(k)s and cash balance plans.
     
    Answered on June 28, 2013
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    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    The best retirement plan belongs to the person who started to save a certain percentage with their very first pay check and have continued saving at a specified rate until today. For many that rate is the percentage of their compensation that the employer will make a matching contribution for others it is just a number that they are comfortable with. Regardless of what “plan” or vehicle is used, early, consistent savers are the ones who rule when it is time to retire.
    Answered on September 25, 2014
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