1. 1380 POINTS
    James Elbaum
    President | Founder, CLM Insurance Group, Delray Beach, FL
    A "Good" insurance carrier or plan really depends on your individual situation.  However, as a broker of 9 years I've found that using these three methods help me find my clients what's good for them:

    Use Top Rated Carriers (Humana, UnitedHealthOne, Cigna, Aetna etc)
    Listen to my prospects needs
    Shop all the carriers for the best benefits at the lowest rate my client qualifies for
    Follow those simple rules and you should end up with "Good" coverage.
    Answered on May 7, 2013
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