You really need to talk to one or more independent agencies in your area to get pricing quotes. Quite a few key factors are involved in determining the homeowner pricing of each dwelling. Just to provide some examples within the process, the following are some of the key (but not all) factors in the rating process:
Age of dwelling & construction type
Protection - Alarmed for both break-ins & fire? How is security system monitored?
Location - How close is fire protection? Sinkhole frequency area? Severe storms exposure?
Specific risk factors on premises and within the dwelling - types of animals, trampolines, swimming pools, pool enclosures, safety features for pools
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Age of dwelling & construction type
Protection - Alarmed for both break-ins & fire? How is security system monitored?
Location - How close is fire protection? Sinkhole frequency area? Severe storms exposure?
Specific risk factors on premises and within the dwelling - types of animals, trampolines, swimming pools, pool enclosures, safety features for pools