David RacichPRO
    Fountain Hills, Arizona
    Life Insurance an insurance policy that can be a tax advantaged retirement plan if it is designed to maximize income and the policy owner is committed to keeping the policy in force for the life of the insured. There are four cash value accumulating life insurance policies to choose from based on your risk tolerance assessment: participating whole life, current assumption universal life, indexed universal life and variable universal life. One key design item is purchasing the lowest death benefit option that complies with TAMRA, a regulation that governs the contribution of premiums in relationship to the death benefit.
    Answered on July 2, 2013
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